Mutual Fund Distributor in Jodhpur, since 2009

Nick Investment is an AMFI-registered Mutual Fund Distributor (ARN-112296) run by Narendra Kumar Khatri from a walk-in office at Jalori Gate, Jodhpur. We help families start and review SIPs, choose ELSS tax-saving funds, and arrange term and health insurance.

Frequently asked questions

What is a SIP, and how much should I start with?

A SIP (systematic investment plan) invests a fixed amount in a mutual fund scheme every month. There is no starting amount that is right for everyone. As an example, someone might start with ₹1,000 a month and raise it a little each year as their income grows. What matters more is choosing an amount you can keep paying in a tight month, and staying invested for the full length of your goal.

Do I need life insurance if I am young and healthy?

If anyone depends on your income, or you have loans your family would have to repay, term insurance is worth looking at. Premiums are generally lower when you buy young and healthy, and most term plans keep the same premium for the whole term. The actual premium depends on your age, health, habits, the cover amount and the insurer. If nobody depends on you yet, you may not need much cover.

How is Nick Investment different from my bank or an app?

Nick Investment is an AMFI-registered Mutual Fund Distributor (ARN-112296) in Jodhpur, run by Narendra Kumar Khatri since 2009. We offer regular plans from 40+ AMCs and earn trail commission from the scheme's expense ratio. We are not a SEBI Registered Investment Adviser. You can walk into our office outside Jalori Gate, Mon–Sat, 10 am – 7 pm, and talk to us in Hindi or English.

What documents are needed to start investing?

Your PAN card, Aadhaar card, a cancelled cheque or bank statement, and a photograph. If your KYC is already complete with one fund house, it usually works for the others too. We help you complete KYC, and there is no charge for it.

How do I keep track of my investments?

Fund houses email you an account statement after each transaction. A consolidated account statement (CAS) from CAMS, KFintech or your depository shows all your folios in one place, and you can check each fund house's website any time. We also review your portfolio with you regularly, and whenever your goals change.

Can I stop, pause or increase my SIP later?

Yes. You can stop a SIP, increase it or start another one at any time, and many fund houses allow a short pause. Stopping costs nothing. An exit load applies only if you redeem units within the period set by the scheme. It helps to review the amount once a year.

Are mutual fund returns fixed?

No. Mutual fund returns are market-linked. The value of your investment can fall below what you put in, especially over short periods. Spreading money across many companies and holding for longer reduce some risks but do not remove them. Read the scheme documents and the riskometer before investing.

Do I need to sign up to use your calculators?

No. The calculators are free to use without signing in. If you want a PDF report, we ask for your name and contact details so we can send it to you. Our privacy policy explains how we handle that information.

Do you charge for a consultation?

No. The first consultation is free and comes with no obligation. We do not charge a fee for our help with mutual funds. We are paid trail commission by fund houses on regular plans, which is included in the scheme's expense ratio.

What should I check before applying for an IPO?

Read the offer document on the SEBI, NSE or BSE website. Look at the business and its risks, the price compared with similar listed companies, and how the money raised will be used. An IPO is a bet on a single company, so it carries more risk than a diversified mutual fund.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Nick Investment, Khatri House, Behind S.B.I. Bank, O/s Jalori Gate, Jodhpur, Rajasthan 342001. Mon–Sat, 10 am – 7 pm. Call +91 94141 28970 or WhatsApp. Call +91 94141 28970 · WhatsApp us

Nick Investment is an AMFI-registered Mutual Fund Distributor (ARN-112296). We are not a SEBI Registered Investment Adviser. We distribute regular plans and receive trail commission from the asset management companies, which is included in the scheme's expense ratio.